No Professional Advice
In agreeing to use this website, you agree to do so at your own risk. You fully understand and agree that Retirement Income Center and its agents are not providing any professional advice or recommendations, including, but not limited to, investment, tax planning, retirement planning, insurance planning, education planning, estate planning, as well as any services for which Retirement Income Center and its agents are not licensed to perform, including, but not limited to, legal, real estate, and mortgage services. Due to the constant changes and updates to the law, the information provided may not always be accurate, complete, or current.
You understand that this website is not intended as a substitute for consultation with appropriate financial, investment, tax, insurance, legal, and other professionals, and furthermore, you agree to seek the advice of appropriate professionals before implementing or not implementing any strategies mentioned or linked on this site. You understand that there are inherent risks associated with the various strategies and you agree to assume full responsibility for any and all such risks. These risks include, but are not limited to, inflation, changes in tax, Social Security, and other laws, economic risks, investment risks, health risks, disability, death, uninsured or underinsured risks, changes in personal circumstances, and claims paying ability of insurance carriers.
Retirement Income Center and its agents assume no responsibility for any consequences relating directly or indirectly to any action or inaction that you take or don’t take based on the information, services, or other material on this website or any links. While Retirement Income Center and its agents strive to keep the information on this website accurate, complete, and up-to-date, Retirement Income Center and its agents cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness, or timeliness of the information.
All materials on this website, including the organization and layout of the site, text, images, and other content used in this website is the property of Retirement Income Center, unless otherwise noted. All logos and trademarks are property of their respective owners. No reproduction, distribution, or transmission of the copyrighted materials of this website is permitted without the written permission of Retirement Income Center.
All of the content of the blog, Retirement Income Visions™, except for comments, constitutes the opinion of the author, and the author alone. All data and information provided is for informational purposes only. Retirement Income Visions™ makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. You understand that any references made in any blog posts to “guaranteed income” is referring to income for which an insurance carrier is contractually bound to pay to an annuitant(s) and/or an annuitant’s beneficiaries, however, it is nonetheless subject to the claims paying ability of each individual insurance carrier.
You are not allowed to reproduce, sell, or modify any part of this website. You are welcome to link to this website and to discuss its contents in a respectful manner. When you quote or link to this website, please include Retirement Income Center in your link.
You are not authorized to use this content for personal profit. Unauthorized copying, reproduction, modification, republishing, uploading, posting, transmitting, or duplication of any material is prohibited.
Except with the written permission of Retirement Income Center, you agree to refrain from accessing or attempting to access password protected, secure, or non-public areas of this website. Unauthorized individuals attempting to access prohibited areas of this site may be subject to prosecution.
No Unlawful or Prohibited Use
As a condition of your use of this website, you warrant to Retirement Income Center that you will not use this site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the site automatically terminates.
Links to Third Party Sites
This website contains hyperlinks to websites operated by parties other than Retirement Income Center and its agents. We take care in linking to external websites, however, we have no control over the content of linked sites or over changes that may occur to the content of other websites. The links included on this site do not constitute an endorsement or recommendation of any material or of any third party’s products or services. You agree that your access and use of websites linked to from this website is solely at your own risk.
Limitations of Liability
Failure by Retirement Income Center or its agents to insist upon strict enforcement of any provision of this agreement shall not be construed as a waiver of any provision or right. In no event shall Retirement Income Center or any of its agents be liable under this agreement for any damages or losses. This is a comprehensive limitation of liability that applies to all damages of any kind, including, but not limited to, compensatory, direct, indirect or consequential damages, loss of data, income or profit, and loss of or damage to property and claims of third parties. Each party acknowledges that the other party has entered into this agreement relying on the limitations of liability stated herein and that those limitations are an essential part of this agreement.
Obligation to Indemnify
You agree to indemnify, defend and hold harmless Retirement Income Center, its agents, and suppliers from any liability, loss, claim, and expense (including attorneys’ reasonable fees) related to your violation of this agreement.
Applicable Laws and Venue
Retirement Income Center operates this website from California and makes no representations that materials in the site are appropriate for use in other locations. Access to the site from any location where the content is illegal is prohibited. Any claim related to the use of the site or to the site’s materials shall be governed by the laws of California. Any action related to the access, use, content, or existence of this website shall be filed only in the appropriate court located within California.