Robert Klein, CPA, PFS, CFP®, RICP®, CLTC, MBA, MST

Robert Klein

Founder and President, Retirement Income Center

Robert Klein is the founder and President of Retirement Income Center, a Registered Investment Advisor in Newport Beach, California. Bob founded the firm to promote his expertise in retirement income planning. He was previously the President of Financial Design Center. Bob is also the sole proprietor of Robert Klein, CPA.

A prolific writer and sought-after expert, Bob has been featured in the financial press. He is the publisher and writer of Retirement Income Visions™, a blog featuring innovative strategies for creating and optimizing retirement income. Bob’s retirement income planning insights and strategies were featured regularly on MarketWatch as a RetireMentors contributor until the column was discontinued in 2017.

The most recent 180 Retirement Income Visions™ blog posts and MarketWatch articles are featured on Retirement Income Center’s podcast channel. The channel has been syndicated on iTunes and Android.

After obtaining his CPA, Bob was awarded the CERTIFIED FINANCIAL PLANNER™ and the AICPA’s Personal Financial Specialist (PFS) designations. He subsequently received the Certified in Long-Term Care (CLTC) and was one of the first recipients of the Retirement Income Certified Professional® (RICP®) designation through The American College. Bob was selected by The American College as its December, 2015 Alumnus of the Month.

A New Jersey native, Bob’s formal education includes a BA in Economics from Rutgers College, an MBA in Accounting from Rutgers Graduate School of Management, and an MS in Taxation from Golden Gate University.

Bob and Nira Klein by Gresham Palace in Budapest, Hungary
Bob, Nira, and Josh Klein

Bob is a member of the Financial Planning Association (FPA), American Institute of Certified Public Accountants (AICPA), AICPA Personal Financial Planning Division, California Society of CPAs, and The Corporation for Long-Term Care Certification, Inc.

Bob lives in Laguna Niguel, California with his wife, Nira. Bob’s son, Josh, is an attorney. Bob enjoys walking on the beach, skiing, working out, and traveling. His personal accomplishments include completion of two New York City marathons and the Orange County, California half marathon. Bob loves music. He is self-taught on the piano and has been taking electric guitar lessons since 2016.


Retirement Income Center has established relationships with various highly-respected professional organizations and platforms to provide the firm’s clients with its comprehensive array of services. Four of the key organizations that we are proud to include on our team, and the services they provide, are as follows:




Investment Advisory Services Asset Management


Retirement Income Center has chosen TD Ameritrade Institutional (TDI) as our investment custodian to help us serve our clients efficiently and effectively. Click here for more information about TD Ameritrade Institutional.

Income, Annuity, and Insurance Services


Crump Life Insurance Services is Retirement Income Center’s insurance agency of choice for implementing retirement income portfolio management, annuity asset management, and income protection strategies for our clients.

morningstar emoney

Investment Advisory Services Asset Management


Morningstar Office is Morningstar’s complete practice and portfolio management system for independent financial advisors, and helps Retirement Income Center serve the investment advisory needs of our clients.

Retirement Income System


Retirement Income Center utilizes, and offers to clients as a value-added service, the emX PRO system. This comprehensive system is used to help our clients organize, plan, manage, and simplify their financial life.


Asset-Map is a tool that allows you to see your financial situation on one page. With intuitive mind map-like diagramming, you can understand your finances like never before and make more-informed decisions about your financial future.

5020 Campus Drive
Newport Beach, CA 92660-2120
Phone: (949) 251-0910 or Toll Free: Plan2Retire (844-752-6273)


Advisory services offered through Retirement Income Center, a Registered Investment Advisor

©2020 Robert Klein and Retirement Income Center. All rights reserved.